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Bankruptcy and Student Loans

Student loans can be a debilitating force in your life. You needed the loans in order to go to school. You didn't expect that you would be coming out into a recession where jobs are difficult to find. If you have mounting debt, you need to talk with a bankruptcy attorney to learn about your options

At Sulaiman Law Group, LTD, we have the experience you need for exceptional legal representation in court. Our attorneys are knowledgeable of the law, current on new trends and provide personal service for all of our clients. Located in Oak Brook, Illinois, we serve clients in Chicago and the surrounding areas.

Knowledge is power. Contact a bankruptcy attorney about your mounting debt to discuss your options. Call us at 630-413-9054.

Student Loan Debt

Unfortunately, student loan debt is considered nondischargeable debt under the law. In rare exceptions, individuals may get rid of their debt if they are injured and the judge rules that their student loan debt is a proven hardship. However, even if your injury is grave, your hardship is subjective.

Handling Student Loan Debt

There are other ways to deal with student loan debt.

Chapter 13 bankruptcy: As part of a Chapter 13 bankruptcy, you can reorganize your nondischargeable debt. However, you still have to pay 100 percent of your nondischargeable debt under this option.
Various payment options: Student loan lenders offer various loan repayment options. Some are based on income and others extend the life of the loan.
Public service loan forgiveness: There are a number of jobs that allow for some public service loan forgiveness. If you work in one of these jobs and pay your loan payment without deferring for 120 consecutive payments, you may be able to have all or part of your debt forgiven.
Extreme hardship: If you are able to prove a certain threshold of hardship you may be able to get rid of student loan debt completely.

Contact a Bankruptcy Lawyer for More Information

Our attorneys handle the full range of bankruptcy matters. If you need assistance in handling your financial situation, contact us online or by calling us at 630-413-9054.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Wow. An honest, ethical attorney who actually cares about people. I know, how can that be. Well, you need to talk to Ahmad Sulaiman to find out.

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I could not be in better hands; and, words do not describe how differently my life would have been had I not met Ahmad Sulaiman. It was literally an answer to a prayer. By Glen S

Ahmad is a real gem in the legal profession. I strongly recommend him.

Mr. Mohammed Badwan is an excellent, sincere and knowledgeable attorney. He is always on top of negotiations with creditors and gets back to you promptly to give you any updates.. He makes you feel very comfortable and stays with you as a good legal advisor through the entire process.

As a healthcare professional and business owner myself, I am very sensitive to the minute details with the quality of overall service- work ethics, professionalism and the team effort put in to achieve client's goals and satisfaction. I will give this group an A+ and wish them success and bright future. Keep up the good work....

Sulaiman Law Group is an outstanding law firm. It is unique in a way that its philosophy is in getting the job done without making things complicated. Most lawyers like to make your matters sound more complex than they are, and that's where they justify their high costs. The entire team at this firm is very compassionate, responsive, courteous and efficient. Everyone is extremely professional and respectful, and treat you like family.

This firm is a rare find in legal field. We are delighted to have found them and would whole heartedly recommend them.

Sulaiman Law Group, LTD
900 Jorie Boulevard , Suite 150
Oak Brook IL 60523
Oak Brook Law Office

Phone: 877-900-9298
Phone: 630-413-9054
Fax: 630-575-8188

At the Sulaiman Law Group, LTD, we represent clients from Chicago, Illinois, and throughout the surrounding region, including Oak Brook, Wheaton, Downers Grove, Hinsdale, Oak Park, Elmhurst, Lombard, Villa Park, Lagrange, Westmont, Melrose Park, Naperville, Joliet, Orland Park, Cicero, Carol Stream, Schaumburg, Berwyn, Aurora, Bolingbrook, Cook County, Dupage County, Will County, Lake County, Kendall County, Kane County and throughout Chicagoland.