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Bankruptcy Law

Chicago Chapter 20 Bankruptcy Attorneys

While filing for bankruptcy can alleviate your burdensome debt, sometimes it just isn't enough. There is another way to obtain maximum relief from both types of bankruptcy through a Chapter 20 bankruptcy. Our attorneys are experienced and knowledgeable of this strategy and can help guide you through the process.

Our law firm, Sulaiman Law Group, LTD, has years of experience handling complex bankruptcy cases. Our knowledgeable staff has a desire to help people through their financial difficulties and uses the law to find a fresh start. Located in Oak Brook, Illinois, we serve clients in Chicago and the surrounding areas.

Contact a Chicago Chapter 20 bankruptcy lawyer by calling us at 630-413-9054.

What Is a Chapter 20 Bankruptcy?

Are you surprised that you have not heard of a Chapter 20 bankruptcy? Don't be. It actually does not exist. It is the name given to filing a Chapter 7 and Chapter 13 bankruptcy back-to-back. It is not a common practice and is most frequently used for those interested in saving their home or getting rid of a lien on their home. Because it is a unique request, you need an experienced bankruptcy attorney to handle your situation.

How Does a Chapter 20 Work?

This process requires a dual filing, which makes it both complex and time consuming, so you need a knowledgeable and skilled attorney to handle your situation. The process essentially works by filing Chapter 13 after a Chapter 7 discharge on unsecured debt. Step by step, we guide you through the following process:

  • File a Chapter 7, receive discharge of debt
  • Use Chapter 13 to dispose of liens
  • Can also use Chapter 13 plan to pay off nondischargeable debts over time
  • Buys additional time to avoid collection actions
  • Can also bring claims against creditors for violations of Chapter 7 stay, Chapter 7 discharge, etc.

Who Would Use a Chapter 20 Bankruptcy?

We often recommend this approach to individuals and families who have a tremendous amount of unsecured debt and who are behind on mortgage payments as well. Often they need help eliminating a second mortgage.

Contact a Chapter 20 Bankruptcy Attorney for Help

If you are looking for an attorney who thinks outside of the box and finds creative legal solutions for debt, you have come to the right place. Our lawyers work within the confines of the law to find the best solutions for your unique situation. Contact us online or by calling us at 630-413-9054.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

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Testimonials

I couldn't have prayed for a better law firm than Sulaiman Law Group. I found your team to be congenial, professional and consistently available throughout the process. I only wish I had found you sooner. I will highly recommend your firm to any and everyone!

Wow. An honest, ethical attorney who actually cares about people. I know, how can that be. Well, you need to talk to Ahmad Sulaiman to find out.

He has literally saved my life; and, that is not a metaphor. His office has fought for me where few firms in the country could have had any success; and, I am able to look forward with some hope.

You can be certain that, if you are not an attorney, whatever you THINK you know about the law, you are probably GUARANTEED to be completely wrong in your assessment. Consult with an attorney who actually cares, tempered with being brilliant.

I could not be in better hands; and, words do not describe how differently my life would have been had I not met Ahmad Sulaiman. It was literally an answer to a prayer. By Glen S

Ahmad is a real gem in the legal profession. I strongly recommend him.

Mr. Mohammed Badwan is an excellent, sincere and knowledgeable attorney. He is always on top of negotiations with creditors and gets back to you promptly to give you any updates.. He makes you feel very comfortable and stays with you as a good legal advisor through the entire process.

As a healthcare professional and business owner myself, I am very sensitive to the minute details with the quality of overall service- work ethics, professionalism and the team effort put in to achieve client's goals and satisfaction. I will give this group an A+ and wish them success and bright future. Keep up the good work....

Sulaiman Law Group is an outstanding law firm. It is unique in a way that its philosophy is in getting the job done without making things complicated. Most lawyers like to make your matters sound more complex than they are, and that's where they justify their high costs. The entire team at this firm is very compassionate, responsive, courteous and efficient. Everyone is extremely professional and respectful, and treat you like family.

This firm is a rare find in legal field. We are delighted to have found them and would whole heartedly recommend them.

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