One man in Missouri has finally reached the conclusion of a three-year
quest to clear his credit report of errors after a U.S. senator stepped
in to help.
Ky Pohler first discovered the problem after attempting to apply for a
home loan. What he found out what that he and his elder brother, Kelsey
Pohler, were being mistaken for the same person, with their credit history
and accounts intermingled. Both men were even linked to the same Social
Security number even though they had different birth dates.
Among other mistakes, Ky’s credit report reflected his brother’s
$249,000 medical school student loans. He spent months trying to clear
his credit report, but was unable to speak with anyone at Equifax, Experian,
or Trans Union. He then hired the owner of Kansas City Credit Services,
Donna Perkins, to help him resolve the issue. While she was able to get
Experian and Trans Union to make corrections, Equifax still refused to
remove the false debt, even after Chris Koster, the Missouri Attorney
General, got involved.
While normal credit repair time takes around six to 12 months, Ky endured
more than a year-and-a-half battling the credit agencies. It wasn’t
until U.S. Senator Claire McCaskill got involved that Equifax finally
addressed the situation and attempted to correct the errors.
Illinois Consumer Lawyers Fighting to Protect Your Rights
It should not take the involvement of a senator for a credit agency to
fix an error in a timely manner. Credit agencies who ignore consumers
should be held accountable for their inefficiency and unresponsiveness,
especially when it comes to something like credit which can impact people’s
lives. In Ky’s case, credit errors wrongfully cost him his ability
to obtain a loan for a place to live, and wasted countless hours of his
time in trying to make it right.
Credit reporting agencies make mistakes all the time. If you have
errors on your credit report and are struggling to get the false information removed, please call a
Chicago consumer lawyer at Sulaiman Law Group, LTD to discuss your options
for legal recourse under the
Fair Credit Reporting Act. If your consumer rights have been violated, we stand ready to help hold
the agency accountable for their unlawful actions.
Request a consultation with a skilled member of our team by calling (312) 313-1613 today.