If you miss a couple of mortgage payments, there are a few things a bank
can legally do – from changing the locks with a court order to sending
someone to check if the property has been abandoned. However, banks commonly
engage in the illegal tactic known as “trash and lock out”,
sending someone to trash the home in order for it to appear abandoned
and vandalized, so they can change the locks. It is their way of bypassing
the process of tracking people down, going to court, and other costly
legal means. After all, their primary concern is profit.
As reported by CBS, Davide Adier is one such person who experienced this
underhanded strategy. Adier’s childhood home was trashed, priceless
belongings were lost, and the locks were changed after having missed mortgage
payments. He had been in contact with Wells Fargo, trying to work things
out, which is partly why the violation came as a total shock to him. Ari
Jolovitz and his wife found that their home had been burglarized and the
locks changed, despite also having been in the process of refinancing
with Citizens Bank.
These homeowners, and others like them in similar circumstances, are now
suing the banks for these illegal actions.
At Sulaiman Law Group, LTD, our team specializes in cases involving
creditor harassment, and
consumer law. The bank does not have the right to take illegal actions against you
to bully you out of your home. Our attorneys are aggressive and passionate
when it comes to protecting the rights of our clients. A violation of
your rights can possibly result in compensation paid to you. Call us now at
312-313-1613 and we will provide you with the guidance and help that you need to fight back.