Fair Credit Reporting Act

Recent Posts in Fair Credit Reporting Act

  • Case Law Update: Adams v. Fifth Third Bank

    A federal case from the U.S. District Court, Western District of Kentucky recently focused on a complaint filed by two plaintiffs who executed a note and mortgage with Fifth Third Bank. According to the original complaint, the mortgage lender filed a ...
  • The 11 th Circuit Court recently reversed in part a trial court’s ruling granting summary judgment in favor of a debt buyer, its affiliated debt collector and their parent company, holding that a jury could find that all three were in willful ...
  • Motions to Dismiss Denied in FDCPA/FCRA Case

    A recent FDCPA/FCRA case out of the U.S. District Court Northern District of Illinois Eastern Division resulted in a denial of all attempts by the defendant to dismiss the counts against them. Bayview Loan Servicing, LLC is accused of failing to ...
  • The Supreme Court recently threw out the decision made by the Ninth Circuit Court in the case of Spokeo Inc. v. Thomas Robins, which held that a plaintiff does not have a legal right to sue simply by alleging bare, technical violations of statute. On ...
  • It is extremely important to check your credit report on a yearly basis. The three major credit reporting agencies, Equifax, Experian, and TransUnion all offer a free report once a year. You should look through your report for any errors and take ...
  • How Did Three Credit Agencies Gain a Monopoly?

    The practice of extending credit dates back to the 19 th century when industrialization led to the mass production of expensive machines that most consumers were unable to afford in a single payment. Credit reporting agencies were created as credit ...
  • Missouri Man Finally Clears Credit Report of Errors

    One man in Missouri has finally reached the conclusion of a three-year quest to clear his credit report of errors after a U.S. senator stepped in to help. Ky Pohler first discovered the problem after attempting to apply for a home loan. What he found ...
  • SCOTUS Hears Oral Arguments in Spokeo, Inc. v. Robins

    You may remember back to our previous blog where we discussed what is at stake in the case of Spokeo v. Robins, a case tackling the question of boundaries between rights to public information and personal privacy. The Supreme Court heard the oral ...
  • Oral arguments in the U.S. Supreme Court case Spokeo v. Robins are scheduled to be heard on November 2. If you haven’t heard about this case yet, you should be warned that the court’s final decision could lead to dire consequences for ...